Pre-Seed | January 2026
PerkOS
Payment Infrastructure for Community Agents
The Opportunity: Monetizing Community AI
The Problem
Over 1.1 billion users are active across Discord and Telegram, with millions of AI bots deployed across these platforms. Yet almost none generate revenue. Communities face a fundamental infrastructure gap: their AI agents are either completely free or locked behind rigid subscription models.
Generic x402 payment tools exist in the market, but they aren't purpose-built for the unique needs of community platforms and their users.
Our Solution
PerkOS transforms any community agent into a paid service with a single integration. We've built production-ready x402 protocol implementation specifically designed for Discord and Telegram communities.
Communities can now charge micropayments—as low as $0.01 per use—making AI agent monetization viable for the first time.
What We've Built
PerkOS provides complete payment infrastructure that's shipping today. Our platform bridges community agents with blockchain-powered micropayments through the x402 protocol, enabling seamless pay-per-use functionality.
x402 Protocol
Production-ready implementation supporting exact and deferred payment schemes
18 NPM Packages
Published and maintained developer tools for rapid integration
16 Blockchain Networks
Multi-chain support in production with audited smart contracts
Payment UI Components
Ready-to-use interface elements for seamless user experience
AI Vendor Service
20 endpoints powering intelligent payment routing and optimization
Market Opportunity & Business Model
Massive Community Market
The community platform landscape represents an enormous addressable market. Discord commands 200M+ monthly active users, while Telegram boasts 900M+. Together, they host over 50 million community agents.
Our Year 3 target captures just 1% of community transactions, projecting $50M in revenue—a conservative estimate given the explosive growth of AI agent deployment.
Revenue Streams
Transaction Fees
0.5-1% of payment volume processed through our infrastructure
Premium Tier
$99-299/month for advanced features and priority support
Gross Margin
84-92% margins driven by infrastructure efficiency
Why Now: Perfect Market Timing
01
x402 Foundation Launch
Backed by Coinbase and Cloudflare in 2025, the x402 protocol has established legitimacy and institutional support, creating the perfect infrastructure moment
02
L2 Economics Transformed
Layer 2 transaction costs have collapsed, making sub-cent micropayments economically viable for the first time at scale
03
Monetization Gap
50M+ community agents are deployed but can't generate revenue—a massive infrastructure void waiting to be filled
04
Community-First Advantage
Generic x402 solutions exist, but no one has built specifically for community platforms and their unique requirements
The Ask: $500K Pre-Seed
Use of Funds
Capital will accelerate product development, drive community adoption, and scale operations efficiently.
12-Month Targets
100
Community Integrations
Active communities using PerkOS infrastructure
$100K
Monthly Transaction Volume
Recurring payment processing milestone
5,000
Active Paying Members
Users making micropayments through agents
Team
Julio M. Cruz - Founder & CEO
25 years of software engineering experience building enterprise payment and infrastructure systems. Deep expertise in distributed systems and blockchain technology.
Contact Us